Protecting yourself is the first step in creating financial success. There will be many threats to your financial well-being including sicknesss and injury, auto accidents and lawsuits, or even an unexpected death in your family. Rest assured that we will help you anticipate and prepare for these financial setbacks allowing you to move forward with more confidence than ever.
Your greatest asset is not your home, your retirement account, or even you business. It is your ability to earn income and it must be protected in case you become too sick or injured to work.
There is so much uncertainty revolving around health care. We will help you cut through the clutter and make the most cost-efficient choice when it comes to paying for your medical expenses.
Manage your Money
Without income, nothing can happen with the rest of your finances. Debt cannot be eliminated, wealth cannot be created and you’ll have no means of protecting all that matters to you. Whether you make $50,000 or $500,000, we will show you how to track your income, account for all spending, eliminate costs, and keep more of the money you earn.
Do you know where every dime comes into your balance sheet and where every dime leaves? Odds are you have hundreds slipping through your fingers every month. Let’s find ways to put it back to work for you.
Are you overpaying for your insurance, reducing debt in an inefficient matter or paying too much in taxes? What if you could find a way to capture those dollars and put them back to work.
Grow Your Wealth
At some point in your life, you will stop working. Whether you are forced into that decision or it comes on your time, it is important to remember that it will then become money at work rather than you at work. To a large degree, how much you have saved and where you have saved it will determine your overall financial success. We will help you identify the best vehicles and help you determine how much you should be setting aside.
The stock market can be a tricky thing at times. We can help bring you clarity regarding how the market works and what is the best way to invest. Our goal is to bring you a greater peace-of-mind.
Roth IRAs, Traditional IRAs, 401(k)s, Simplified Employee Pensions, Annuities; which is right for you? Our guess is that you own multiple retirement accounts but we can help explain why.
Eliminate your Debt
Learning to reduce your payments to others such as credit card companies, banks, mortgage holders, and even Uncle Sam in the form of taxation is paramount to your success. We can teach you the best way to pay off debt, reduce taxation and most importantly, show you how to stay out of debt in the future. We will also work to reduce your long-term tax consequences not just worry about the here and now.
Learning which debts to pay off first could literally save you thousands in interest over the course of you life. Most people take a shotgun approach but we will get you focused on destroying your debt.
Purchasing a home may be the largest purchase you will ever make and it certainly should not be taken lightly. Are you aware of how a mortgage selection could positively or negatively impact your wealth?